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Contract |
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For
Your Use
|
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| Personal
Property Inventory Form |
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|
Itemized
in writing a complete and detailed list of all personal property
in each room. Personal property is all property not permanently
attached to the structure. Include the year, make and model
of each item as well as any purchase receipts you still may
have. Keep this personal property list in a safe deposit box
off the site and update it as needed. |
| Glossary
of Insurance Terms |
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|
Or
simply click here
to read our glossary. |
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Sample
Insurance Forms
|
| Property
Loss Notice |
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|
When
you report a claim to your insurance company, you usually will
fill out an ACORD® form (short for "Agency-Company
Operations Research & Development" form) which includes
all the essential details of your coverage and the description
of your claim. |
| Non-Waiver
Agreement |
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|
Insurers
try to avoid liability for their incomplete investigations and
delays in acting upon claims that have been submitted to them.
One of their devices is the Non-Waiver agreement. A Non-Waiver
agreement is a document drawn by the insurer and signed by the
insured in which they agree that neither party waives any rights
under the policy while the claim is being investigated. |
| Insured's
Release |
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|
If
the insured is satisfied with the settlement of his/her claim,
an insurer will ask the insured to sign a release which waives
any legal liability the insurer may be susceptible to in the
future for this claim. |
| Statement
as to Full Cost of Repair or Replacement under the Replacement
Cost Coverage |
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|
A form the insurance company uses to ledger the replacement
cost, depreciation,
and actual
cash value of a claim. |
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|
Insurance
Codes and Regulations
|
| California
Insurance Code |
|
|
Unfair
Claims Settlement Practices |
| The
California Code of Regulations |
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|
Fair
Claims Settlement Practices Regulations |
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| Download
Michael A. Vaughan's Resume |
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| To
download a "pdf" file, you will need Acrobat
Reader. |
