California License

#2B88210

Missouri License

#PA320660

Texas License

#1364328
  • Licensed Public Insurance Adjusters since 1986
  • Call 1-800-206-1228

California License

#2B88210

Missouri License

#PA320660

Texas License

#1364328

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Document Archive

To view our forms, you may need a PDF reader such as Adobe Acrobat installed on your Mac or PC.

Vaughan & Associates Contract

We operate on a contingency fee basis for loss adjustment. We are paid by the insured as insurance company makes claim payments based on agreed settlement.  We do not charge up front fees, and there are no out of pocket expenses for the insured.

~ PDF (180KB)

Statement Cost of Repair/Replacement

The ‘Statement as to Full Cost of Repair or Replacement under the Replacement Cost Coverage’ is a form the insurance company uses to ledger the replacement cost, depreciation, and actual cash value of a claim.

~ PDF (230KB)

California Insurance Code

Unfair Claims Settlement Practices

~ PDF (210KB)

The California Code of Regulations

Fair Claims Settlement Practices Regulations

~ PDF (230KB)

Non-Waiver Agreement

Insurers try to avoid liability for their incomplete investigations and delays in acting upon claims that have been submitted to them. One of their devices is the Non-Waiver agreement. A Non-Waiver agreement is a document drawn by the insurer and signed by the insured in which they agree that neither party waives any rights under the policy while the claim is being investigated.

~ PDF (230KB)

Personal Property Inventory Form

Itemized in writing a complete and detailed list of all personal property in each room. Personal property is all property not permanently attached to the structure. Include the year, make and model of each item as well as any purchase receipts you still may have. Keep this personal property list in a safe deposit box off the site and update it as needed.

~ PDF (250KB)

Property Loss Notice

When you report a claim to your insurance company, you usually will fill out an ACORD® form (Agency-Company Operations Research & Development) which includes all the essential details of your coverage and claim description.

~ PDF (210KB)

Insured’s Release

If the insured is satisfied with the settlement of his/her claim, an insurer will ask the insured to sign a release which waives any legal liability the insurer may be susceptible to in the future for this claim.

~ PDF (210KB)

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